Welcome to the website of Huntington Underwriting Limited (“HUL,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website located at www.huntingtonunderwriting.com (the “Website”). By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must refrain from using the Website.

We may amend these Terms at any time. Changes take effect upon posting on this page. Please review this page periodically to remain informed of the current terms.

1. About Us

Huntington Underwriting Limited is a company incorporated and registered in Hong Kong, providing insight-led underwriting solutions to brokers and capacity providers in niche and underserved markets. The Website provides general information about our business and the services we offer.

The Website does not constitute underwriting, financial, legal, or other professional advice.

2. Permitted Use of the Website

You agree to use the Website solely for lawful purposes and in accordance with these Terms. You must not use the Website in any way that:

• Breaches any applicable local, national, or international law or regulation;
• Is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
• Transmits or procures the sending of unsolicited or unauthorized advertising or promotional material; or
• Damages, interferes with, or disrupts the Website or any other person’s use or enjoyment of the Website.

We may restrict, suspend, or terminate access to the Website at our sole discretion if we reasonably believe your use is in breach of these Terms.

3. Intellectual Property

All content on the Website—including text, graphics, logos, icons, images, layout, and software—is the property of HUL or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may view, download, and print content for your personal, non-commercial use only. You may not reproduce, modify, distribute, or otherwise use any content for commercial purposes without our prior written consent.

4. Disclaimer of Warranties

The information on the Website is provided for general informational purposes only and does not constitute advice of any kind, including underwriting, financial, or legal advice. While we take reasonable care to ensure that content is accurate and up to date, we make no representations or warranties, express or implied, as to its accuracy, completeness, or suitability.

We accept no responsibility for any loss or damage arising from reliance on information contained on the Website. We may modify or update the Website at any time without prior notice.

5. Third-Party Links

The Website may contain links to external websites or resources not operated or controlled by HUL. These links are provided for convenience only and do not imply endorsement. We are not responsible for the content, privacy practices, or availability of such sites.

6. Limitation of Liability

To the fullest extent permitted by law, HUL shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of or inability to use the Website, including any errors or omissions in the content.

Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any liability that cannot be limited or excluded under applicable law.

7. Indemnification

You agree to indemnify, defend, and hold harmless HUL and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising out of your use of the Website or your breach of these Terms.

8. Data Protection & Privacy

Your use of the Website is also subject to our Privacy Policy, which sets out how we process personal data collected from you or provided by you. By using the Website, you consent to such processing and warrant that all data provided by you is accurate.

9. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Hong Kong.

10. Contact Us

Huntington Underwriting Limited
📧 contact@huntingtonunderwriting.com